Planning for Medical Expenses in Retirement

One of the most consequential budget items retirees will have to contend with during retirement is the seemingly, ever-increasing medical costs. But how do people prepare for the rising medical expenses that they are likely to incur during retirement? As an Example, Year-over-year medical costs have increased anywhere from 2%-8%. That is where a Health… Read More

2021 Retirement Contribution Limits, Tax Brackets, & more

Below you will find a great resource that shows important retirement and tax information for 2021. The document outlines the updated retirement contribution limits as well as 2021 tax brackets and other tax information that changes annually. 2021 Tax & Retirement Information When you get a minute try out our risk discovery tool… Read More

Bubbles

Are fun until they pop. In the case of soapy water, you get a little wet and slippery. In the case of equity markets, we get distressed, at least while the bubble deflates. Equity markets are fun while they rise and set new records and not so much when they get a little wacky. How… Read More

Big December 2020

Everything about this year seems BIG. A pandemic. Big swings in equity markets: Down 35% from intraday high (February 19th to the low, March 23rd ), up 70% from that low to yesterday’s (December 17th) high, HUZZAH…. Big intellects, Big money, Big pharma and Big government intersect to provide us not one, but two vaccines… Read More

Celebrations

Thanksgiving just passed, “And we might remind ourselves also, that if those men setting out from Delftshaven had been daunted by the troubles they saw around them, then we could not this autumn be thankful for a fair land.” *, I hope you rejoiced as we did with giving thanks for the blessings of living… Read More

Perfect is the Enemy of Good

Flying is a new experience for me. I like new challenges; aviation offers plenty. But it is the learning and the discoveries that are fun. As in all new endeavors, a guide is required. My Certified Flying Instructor has been flying for over 44 years. Yes, he has the patience of Job. A line from… Read More

Elections and Stocks: Wishes & Myths

Well, somebody did it…. We cannot get away from it. The political noise has started, and it is intensifying. Our friends and advocates are asking: What does it mean for my portfolio? “The world, oops, the Bull-Market, as we know it, is going to come to an end if ******* gets elected.” So goes the… Read More

Mid-Year Newsletter

If you’re reading it, it is history; you know the story. Planning and investing is about achieving favorable outcomes in the future, the unknown. Did you even guess you’d be wearing a mask from time to time this summer? We do not know the future. We would like a peek from time to… Read More

Inspiration: The Wealthiest Guy in the World

Jeff Bezos, the founder of Amazon, is the world’s* wealthiest person. He and a few other technology leaders recently, July 29th – 2020, appeared before U.S. House of Representatives’ Committee on the Judiciary’s Subcommittee on Antitrust, Commercial, and Administrative Law. The Subcommittee was examining the market power and dominance of Apple, Google, Facebook, and Amazon.… Read More

Instant

Is it instant for you too? We got sidetracked this past Monday during our Investment Committee Meeting: that is, John, Christina, and I wandered off of the agenda into a series of personal diatribes. Yes, our impatience with the world has increased. Due to, we think, the era of the PDA, Personal Digital Assistant, (remember… Read More

Planning & Economy