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Who is a Fiduciary and What is their Role?

You may be hearing a lot about Fiduciary interest in the news and in communications you are receiving from your current investment firm. A Fiduciary is someone who has a higher standard of care by acting with loyalty, prudence, diligence, skill and care. Who is a Fiduciary and what is their responsibility?

We follow a fiduciary standard throughout the financial planning engagement. As such, we will place your interests ahead of our own when providing professional services in advisory relationships.

As CERTIFIED FINANCIAL PLANNER™ professionals, Carlos Dominguez and Christina Jones, also acknowledge their responsibility to adhere to the high standards of competency and ethics in the CFP Board’s Code of Ethics and Standards of Conduct. The CFP Board’s Code of Standards define specific duties owed to clients, such as their duty to follow a fiduciary standard when providing financial advice. This means they must act in your best interest, placing your interests above that of themselves and our firm. Additionally, they are committed to adhering to the Practice Standards for the Financial Planning Process also documented in the CFP Board’s Code of Standards. You can learn more about CFP Board’s Code of Ethics and Standards of Conduct at www.CFP.net.

 

 

 

Sources:

https://www.cfp.net/for-cfp-professionals/professional-standards-enforcement/compliance-resources/frequently-asked-questions/fiduciary-duty

https://www.dol.gov/general/topic/retirement/fiduciaryresp

https://myrjnet.rjf.com/ResourcesandSupport/AboutRaymondJames/GovernmentRelations/DOL-Fiduciary-Rule/RJDocumentLibraryInstance/Documentation%20Best%20Practices%20for%20Fiduciaries.pdf

 The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete.  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete the CF Board’s initial and ongoing certification requirements.

Information provided is a summary of our service and meant for general informational purposes only, it is not a substitute for any Raymond James account documents or advisory contracts.

Who is a Fiduciary, What do they do?

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, marketed as Windsor Wealth Planners and Strategist. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Windsor Wealth Planners and Stategist is separately owned and operated and not independently registered as a broker-dealer or investment adviser.

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Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their application jurisdications that are not addressed on this site.  Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. 

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