Wealth Management Firm Near Me - Facebook Icon IMG  Wealth Planning Near Me - Certified Financial Planners Twitter Icon IMG   Find A Financial Advisor Near Me - Wealth Planners Linkedin Icon IMG 

678.971.1337

Access Your Account Online

☰ Menu
Planning & Economy

Recession, Recession….RECESSION!

September 3rd, 2019

From all the recent headlines you’d think we would have tripped into the abyss.

By any reasonable measure, check out any Federal Reserve Bank, or The U.S. Bureau of Economic Analysis, Institute for Supply Management (ISM), The Conference Board – you get the gist; Recession is nowhere in view. Except, maybe, in the minds of those who may want a recession as an outcome.

So, what’s the State of the Economic Union? We are growing but at a slower pace. The consumer is spending at a record pace; wages and worker productivity are increasing, inflation, as measured by Personal Consumption Spending, is at 1.5%. Sounds too good to be true.

The Open Market Committee (OMC) of the Federal Reserve Bank has cut rates by .25 in anticipation of an economic slowdown – our economy is growing at about, at 2.1% (2nd quarter ’19) approximately the same GDP growth rate 2.0% as in 2016. It looks like we might have peaked around 3.5% in 2018. I believe the OMC is taking into account the economic slowdowns in China, Europe and elsewhere anticipating some contagion on U.S. growth.

Over the top – One of our mutual fund representatives and a good friend has his own economic indicators. We both agreed they were fun to chat-up and may actually be a sign that the good times may be too good. His friends:

  1. Have become investment geniuses.
  2. Are actively investing in commercial real estate.
  3. Their wives have become residential realtors, and most significantly…
  4. There is a ten-year waiting list with a $110,000 all-cash initiation fee at his country club. As opposed to a six-month wait and $45,000 initiation fee spread over five years in 2012.

Recession? Possible, yes. Likely, no. A slowdown, absolutely.

Our portfolios are exhibiting slightly higher levels of cash than in the recent past.

Carlos Dominguez – CERTIFIED FINANCIAL PLANNER™, Portfolio Manager, RJFS

 Wealth Management Firms Near Me - My Risk-o-meter Hover IMGWhen you get a minute try out our risk discovery tool – tell your friends

https://windsorwealth.management/my-risk-o-meter/

 

Sources: https://www.bea.gov/data/gdp/gross-domestic-product

https://fred.stlouisfed.org/graph/?graph_id=114531&rn=143

https://www.instituteforsupplymanagement.org/ISMReport/MfgROB.cfm

https://www.bls.gov/lpc/faqs.htm

Links are provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website’s users and/or members. The preceding information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and it does not constitute a recommendation. Any opinions are those of Carlos Dominguez and not necessarily those of Raymond James. All opinions are as of this date and are subject to change without notice. Investing always involves risk. There is no assurance that any investment strategy will be successful. Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.

Every investor’s situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. The S&P 500 is an unmanaged index of 500 widely held stocks that is generally considered representative of the U.S. stock market. Investors cannot invest directly in an index. Past performance may not be indicative of future results.

My-Risk-O-Meter® is a registered trademark of Windsor Wealth, LLC. #5,675,451

 

 

Securities offered through Raymond James Financial Services, In., Member FINRA/SIPC.  Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Windsor Wealth is not a registered broker/dealer, and is independent of Raymond James Financial Services. Raymond James financial advisors may only conduct business with residents of the states and/or jurisdications for which they are propertly registered.  Therefore, a response to a request for information may be delayed.  Please note that not all of the investments and services mentioned are available in every state.  Investors outside of the United States are subject to securities and tax regulations within their application jurisdications that are not addressed on this site.  Contact your local Raymond James office for information and availability. Links are being provided for information purposes only.  Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors.  Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.